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I firmly believe that above-average wealth is largely a result of luck – around 60% – 70%. If we fail to recognize our lucky financial breaks, we risk confusing our abilities with good economic times. This overconfidence can lead to poor decisions and increase the likelihood of financial ruin. Since starting Financial Samurai in 2009, I’ve witnessed […]
123rf Teaching teens about money management is one of the best investments you can make in their future. Financial literacy for teens lays the foundation for smart decision-making, responsible spending, and successful saving. Whether they’re planning for college, dreaming of entrepreneurship, or just learning the basics of budgeting, the right resources can make all the […]
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Celebrate 2024’s Financial Turkeys as we spotlight the year’s biggest money blunders and share tips to avoid them yourself. Why are grocery prices so high in 2024? What are ghost jobs and how do they affect job seekers? Hosts […]
Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that amidst a rare change in leadership at Charles Schwab, the outgoing and incoming CEOs hinted at relatively minor changes during remarks for advisors at its annual IMPACT conference this week, including an increased focus on […]
Fintech startup DigMo, which gamified wealth-building tools to low and middle-income earners, has launched in Zambia. Licensed by the Bank of Zambia to operate a wallet, DigMo offers a secure, free digital money account with a special account for users to play a “financial planning game” which incentivises customers to get started putting money away […]
The short answer is that it really depends on your specific situation. After two decades of teaching personal finance to my students, the worst thing you can do is pay a flat fee for a financial advisor when most of you won’t ever need one. In this post, I’ll explain my philosophy on DIY financial […]
by Xinhua writer Liu Yinglun HONG KONG, Nov. 19 (Xinhua) — Hong Kong will dazzle as an international financial center as investors worldwide renew confidence in the markets of the Chinese mainland and Hong Kong, said financial industry heavyweights at the third Global Financial Leaders’ Investment Summit on Tuesday. The continued opening-up of the financial […]
One thing I run into frequently — both working with clients and via correspondence with readers — is people who have financial goals that, to put it bluntly, are not very good. And to be clear, I just don’t mean that they’re goals I wouldn’t pick. I get excited about spending money on spring loaded […]
Tom Campbell will be a familiar sight to many people in Cork, pedalling around the city centre on a unicycle, often while playing a ukulele and blowing on a harmonica. As a street performer and busker, he can often be seen clowning and juggling, or drawing pictures on the street. Campbell’s activities as a visual […]
For the 14th consecutive year, NASA received an unmodified, or “clean,” opinion from an external auditor on its fiscal year 2024 financial statements. The rating is the best possible audit opinion, certifying that NASA’s financial statements conform with Generally Accepted Accounting Principles for federal agencies and accurately present the agency’s financial position. The audit opinion […]