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123rf Securing a mortgage is a big step toward homeownership, and a “conditional loan approval” might be the green light you’re looking for. But what is conditional loan approval, and what does it mean for your dream of owning a home? Here’s everything you need to know to understand and navigate this crucial step. 1. […]
Wise Bread Picks ShareThis There are several obvious reasons to give a hoot about your credit score, and very few reasons you should ignore it. After all, you’ll need a good credit score and a solid credit history if you ever plan to purchase a home or take out an auto loan. A bad credit […]
Wise Bread Picks ShareThis You have all kinds of financial goals you want to achieve, but where should you begin? There are so many different aspects of money management that it can be difficult to find a starting point when trying to achieve financial success. If you’re feeling lost and overwhelmed, take a deep breath. […]
Wise Bread Picks ShareThis Financial independence can mean different things to everyone. A 2013 survey from Capital One 360 found that 44 percent of American adults feel that financial independence means not having any debt, 26 percent said it means having an emergency savings fund, and 10 percent link financial independence with being able to […]