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Reddit – Dive into anything

I make roughly 2k a month, ive made some bad spending decisions in the past year and have racked up quite a bit in unsecured dept. I have a creditscore of around 590 or so, and my longest standing account is 2 maybe 2and a half years. I have a auto loan though a credit […]

Reddit – Dive into anything

Okay here’s the hook that might immediately send you straight to the comments. I am a 21 broke college student and I want to take out a loan of $5000 to buy a motorcycle because I am depressed and need a hobby/thrill/reason to get up. I already have a car fully paid off with insurance […]

Take on debt to reduce AGI?

Hello, can you please help me float a scenario? With the pending student loan modifications, I am wondering if this makes sense. I can't find a revolving credit calculator online that allows new charges. Assumptions: I have 6.5 years remaining for PSLF PSLF will remain intact as written If I max my contribution my to […]

Taxes and dependent care FSA

Hi finance peeps, I recently had a baby and was going to contribute to a dependent care FSA to pay for daycare expenses. We aren't sure what we're doing for daycare yet, but if we had a family member watch our baby and paid them through the FSA, would that family member need to report […]

Reddit – Dive into anything

Hey all – My wife and I just hit FI. We want to spend more, and save less (goal is to stop saving almost completely) but we are struggling with that. We want to save to buy a new house, and I was thinking of putting the money into my employers roth 401k, and then […]