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J Studios | Digitalvision | Getty Images In Saïd Sayrafiezadeh’s fictional short story, “Minimum Payment Due,” the main character is trapped in credit card debt and desperate for a way out. The fact that the experience is common — more than a third, or 38%, of adults in the U.S. have credit card debt, according […]
Citibank is a national personal loan lender that operates branches in 13 states. Why We Like It Citibank charges no personal loan fees, including zero late payment fees, prepayment penalties and origination fees. What We Don’t Like Although Citibank will lend to residents of any state, the bank only has branches in 13 states. Who […]